BIKE ACCIDENT INSURANCE COVERAGE

If you own a car at the time of the bicycle accident, or if you currently live with a relative who owns a vehicle, then the auto insurance company may provide PIP insurance coverage. Also called Florida No-Fault insurance, your own insurance company may pay up to ten thousand dollars for a percentage of medical treatment and lost income from being unable to work. In some circumstances, you may be entitled to make a claim against the driver at fault for the bicycle accident when your PIP insurance benefits are exhausted. You may also make a claim for medical bills, lost wages and other expenses not covered by your insurance policy.

However, an experienced bicycle accident attorney is best at coordinating payments with your PIP insurance carrier and with making a claim against the other driver responsible for the bicycle accident. This ensures you obtain the most benefits available under your policy. It also ensures that the policy of the other driver covers any costs your PIP does not. Additionally, we can determine if you are entitled to med pay in addition to personal injury protection benefits.