Generally, small claims rarely need an insurance law attorney. They can be evaluated and settled reasonably on their own.
However, in cases where the financial stakes are high and the claim is complicated, there is a much greater chance of going to trial. Claimants may need protection to ensure their claims are paid in full. Insurance companies may need protection from a potentially exaggerated claim.
Every case is different. The following are examples of when an individual or entity should retain the experience and skills of an insurance law attorney:
- If the claim is particularly expensive
- Large claims, often involving house fires, natural disasters, or extensive water damage
- Challenging claims where fault is difficult to determine
- Complex claims
- Cases where the claimant and insurance adjuster cannot agree early in the process
- Cases involving contract or policy-related issues
- Establishing if your claim was denied in good or bad faith
If you have one of these claims, you may need the legal advice of a knowledgeable insurance law attorney. Insurance coverage is rarely a simple process. Retaining legal counsel is the best way to protect your or your company’s interests.
